By accessing and using the website of Pivot (Ikeja) Cooperative Multipurpose Society Limited, you agree to comply with the following Terms and Conditions.

1. Use of the Website

This website provides information about the cooperative, its services, and membership opportunities. Users agree to use the website only for lawful purposes and must not engage in activities that could disrupt or interfere with its operation.

2. Membership and Services

Information on the website relating to membership, savings, loans, and other cooperative services is for general guidance only. Accessing or submitting information through the website does not automatically guarantee membership or approval for any cooperative service.

3. Accuracy of Information

While Pivot (Ikeja) Cooperative Multipurpose Society Limited strives to ensure that information on this website is accurate and up to date, the cooperative does not guarantee the completeness or accuracy of all content and reserves the right to update or modify information at any time.

4. Intellectual Property

All content on this website, including text, images, logos, and documents, is the property of Pivot (Ikeja) Cooperative Multipurpose Society Limited and may not be reproduced or used without prior permission.

5. Limitation of Liability

Pivot (Ikeja) Cooperative Multipurpose Society Limited shall not be held liable for any damages arising from the use of this website or reliance on the information provided.

6. Privacy

Your use of this website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information.

7. Changes to Terms and Conditions

Pivot (Ikeja) Cooperative Multipurpose Society Limited reserves the right to modify or update these Terms and Conditions at any time without prior notice.

Continued use of the website after any changes are made constitutes acceptance of the updated terms.

8. Contact Information

For questions regarding these Terms and Conditions, please contact:

Pivot (Ikeja) Cooperative Multipurpose Society Limited
D14, Humani Plaza

72/82, Kudirat Abiola Way

Oregun, Ikeja, Lagos
Email: pivotcooperative2013@gmail.com
Phone: 08088252648
Website: www.pivotikejacooperative.com